How to Learn Your Credit Score

From the Wall Street Journal

click here: http://online.wsj.com/article/SB126065440089389183.html?mod=WSJ_hpp_sections_personalfinance

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More Info on Buyer Tax Credit

From the L.A. Times

click here: http://www.latimes.com/classified/realestate/news/la-fi-harney6-2009dec06,0,6231841.story

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More Good Loan News

Conforming Loan Limits Extended Through 2010.

The limits will be $417,000 for most areas in the U.S. and $729,750 for high-cost areas, including many in California.

This means that the lowest interest rates locally (currently under 5%) will remain in effect up $729,750 rather than drop back down to $417,000.

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Fast Facts

Fast Facts From the California Association of Realtors

Calif. median home price - October 09: $297,500 (Source: C.A.R.)

Calif. highest median home price by C.A.R. region October 09: Santa Barbara So. Coast $970,000 (Source: C.A.R.)

Calif. lowest median home price by C.A.R. region October 09: High Desert $118,580 (Source: C.A.R.)

Calif. First-time Buyer Affordability Index - Third Quarter 2009: 64 percent (Source: C.A.R.)

Mortgage rates - week ending 11/25/09 30-yr. fixed: 4.78% Fees/points: 0.7% 15-yr. fixed: 4.29% Fees/points: 0.6% 1-yr. adjustable: 4.35% Fees/points: 0.7% (Source: Freddie Mac)

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